Estate Planning

Cappelloni Law PC is committed to protecting you and your family during your lifetime and after your death, with regards to both financial matters and personal decisions.

Estate planning is the process of documenting your wishes regarding the management and disposition of your property interests upon your incapacity or death. This includes strategies to minimize potential estate and transfer taxes, planning for the disposition of your home, investments, business interests, life insurance and employee benefits and strategies regarding the management of your estate and the care of your person in the event of your disability.

Lauren’s approach to estate planning involves understanding the circumstances of your family and your lifetime and testamentary objectives.  When appropriate, she recommends and executes sophisticated techniques to reduce transfer and inheritance taxes.

As part of an estate planning package, you may receive:

  • Testamentary wills or a living trust with accompanying pour-over wills

  • Beneficiary designations forms for retirement benefits (such as 401K plans and IRAs) and life insurance policies

  • Financial power of attorney documents 

  • Health care power of attorney documents

  • Burial or cremation instructions

  • A tangible personal property memorandum

  • An assignment for a living trust

  • Trust funding instructions

  • A deed and accompanying transfer documents for any residence for recording

Being able to apply the proper estate planning techniques and customize your plan based on your circumstances, values and beliefs is a function of experience and judgment that Lauren has developed over a decade. 

Exclusively focused on all aspects of estate planning, Lauren is adept at counseling clients through potentially challenging issues, such as difficult decisions regarding guardians and trustees, blended family situations, and planning for incapacity.  As a result, she creates the best plan for your estate with the least amount of difficulty and expense upon death.

Lauren is well versed in advanced estate planning techniques used to reduce or avoid estate tax and in assisting individuals with complex circumstances.  These include:

  • Advice regarding and the establishment of a variety of irrevocable trusts and other sophisticated planning techniques including life insurance trusts, special needs trusts, charitable trusts, grantor retained annuity trusts and trusts with generation-skipping transfer ("GST") tax provisions

  • Establishing special needs trusts to allow individuals to continue to receive government benefits to continue without an asset distribution jeopardizing their eligibilty

  • Counsel on business planning matters including establishing limited liability companies for asset protection or succession purposes as well as general business succession planning to keep ownership of a business under an individual or family’s control

  • Advise and implement gifting strategies allowing individuals to give annual exclusion amount gifts during their lifetimes to reduce their taxable estates, including the preparation of trusts for minors designed to receive such funds

Estate planning is important for everyone, but especially for families with children.

Lauren Cappelloni Estate Planning Attorney San Francisco Bay Area

A comprehensive estate plan includes designating a guardian for minor children in the event the appointment of a guardian is necessary. This may include specification regarding persons that you do not wish to act as guardian.

In addition, our estate planning documents include carefully drafted provisions regarding the manner in which property is to be distributed to children and more remote descendants. 

These provisions reflect our discussions regarding a variety of options to segregate property for children or allow the distribution of property to children at staggered ages.